HDB's block records suggest that about 13,500 flats sold to owners reach their 5-year Minimum Occupation Period (MOP) in 2026. The yearly figure is about 19,000 in 2027 and 21,400 in 2028, then about 18,000 in 2029 and 19,400 in 2030. These are year-level estimates. Each is the completion year of the block plus five, and an owner's actual MOP runs from their own key collection. Reaching MOP lets most owners sell, but it does not mean they will.
Figures as at 10 October 2026. Check the official source before acting.
How the count is made
This is the same method as PropAce's MOP page:
- Source: HDB Property Information on data.gov.sg. It has one row per HDB block, with the year the block was completed and the number of flats sold in it, by flat type. PropAce's copy of this dataset is dated 23 September 2026.
- Flats counted: flats sold to owners only. Rental flats and non-residential blocks are left out, because the MOP does not apply to them.
- MOP year = completion year + 5.
Why this is an estimate. For most new flats, the MOP is five years from the date the owner collects the keys. HDB publishes the completion year of each block, not the month, and not each owner's key collection date. A block completed in late 2021 may have handed over its keys in 2022. So some flats in the "2026" row reach MOP in 2027. Read each year as a window, not a date.
Prime and Plus flats, launched from October 2024, have a 10-year MOP. None of them has been completed yet, so none appears here. Earlier Prime Location Public Housing (PLH) flats also have a 10-year MOP. HDB's block data does not flag them, so any PLH block completed by the dataset date would be counted here at five years.
Not every flat counted can be resold. The 2-room figures include short-lease 2-room Flexi flats bought by seniors. HDB says these cannot be sold on the open market: an owner who no longer wants the flat returns it to HDB (check the current rules on hdb.gov.sg). The block data does not separate them out, so the number of flats that can actually be put on the resale market is lower than the totals below.
Flats reaching the 5-year MOP, by year
| Estimated MOP year | Blocks completed in | Blocks | Flats sold to owners | 2-room | 3-room | 4-room | 5-room |
|---|---|---|---|---|---|---|---|
| 2026 | 2021 | 108 | 13,484 | 2,302 | 2,561 | 5,909 | 2,712 |
| 2027 | 2022 | 133 | 18,939 | 5,577 | 2,096 | 7,962 | 3,304 |
| 2028 | 2023 | 156 | 21,393 | 5,886 | 2,627 | 8,612 | 4,268 |
| 2029 | 2024 | 142 | 17,992 | 5,623 | 1,764 | 6,590 | 3,846 |
| 2030 | 2025 | 148 | 19,379 | 4,109 | 1,885 | 9,515 | 3,870 |
| 2031 | 2026 (so far) | 56 | 8,584 | 1,835 | 577 | 4,230 | 1,942 |
Notes:
- The 2029 total includes 169 flats recorded as 1-room.
- No executive, multi-generation or studio flats were sold in blocks completed from 2021 to 2026.
- The 2031 row is incomplete. It counts only blocks recorded as completed in 2026 up to the dataset date. It will grow as more 2026 blocks are added.
Four-room flats are the largest group every year. Two-room flats make up more than a quarter of the 2027 to 2029 cohorts. That matters if you are watching a particular flat type rather than the total.
Where the flats are
Largest towns in each cohort (flats sold to owners)
| MOP year | Largest towns |
|---|---|
| 2026 | Punggol 3,222; Queenstown 2,409; Tampines 2,133; Toa Payoh 1,594 |
| 2027 | Yishun 3,638; Tampines 2,691; Punggol 2,672; Geylang 1,815 |
| 2028 | Sengkang 4,828; Tampines 3,604; Tengah 3,435; Punggol 1,607 |
| 2029 | Tengah 6,952; Punggol 3,866; Tampines 1,528; Woodlands 1,071 |
| 2030 | Tengah 3,737; Toa Payoh 3,490; Tampines 3,004; Geylang 1,803 |
| 2031 (so far) | Woodlands 1,785; Bishan 1,502; Tengah 1,328; Tampines 1,242 |
Tengah, a new town whose first blocks in this dataset were completed in 2023, shows up in every cohort from 2028. Tampines shows up in all six. The MOP page lists the blocks street by street, with median resale prices and sales counts for each town.
What reaching MOP allows
Once the MOP is met, HDB's rules allow these things. Each has conditions, so check your own case with HDB.
- Selling on the open market, except for short-lease 2-room Flexi flats, which go back to HDB.
- Buying private residential property. For households with at least one Singapore Citizen owner, this is allowed only after the MOP. Households where all owners are permanent residents follow a different rule.
- Renting out the whole flat, with HDB approval. Only Singapore Citizen owners can do this; permanent-resident households cannot rent out the whole flat. Prime Location Public Housing owners cannot rent out the whole flat either.
What it means for sellers and buyers
If you own one of these flats:
- Check your exact MOP date on My HDBPage before you plan anything. The year in this table is an estimate for the block, not your date.
- A neighbouring flat of the same type may come on the market around the same time as yours. Recent resale prices for your town and flat type give you a reference. The HDB cash-out calculator shows what a sale would leave you after your loan and the CPF refund.
If you are buying a resale flat:
- Towns with a large cohort may have more newer flats with long leases on offer from those years. How many owners actually sell is not knowable from this data.
- Newer flats in a town usually sell for more than older ones, so a wave of MOP sales can move a town's median price even if no individual flat changes in value.
What the numbers do not tell you:
- They are not a count of sellers or upgraders. Many owners stay for years after their MOP.
- Other published estimates of "flats reaching MOP in 2026" differ, because they count from key collection, include other flat types, or use different sources. This guide uses one method and states it.
- They are not a price forecast.
Frequently asked questions
When exactly does my MOP end?
Five years from the date you collected your keys, for most flats bought from HDB. Time when the whole flat was rented out does not count. Check the exact date on My HDBPage.
Why does the 2031 row look small?
It counts only the blocks recorded as completed in 2026 so far. Blocks completed later this year will add to it.
Do Prime and Plus flats appear in these numbers?
No. They have a 10-year MOP, and none has been completed yet.
Does a bigger MOP cohort mean prices will fall?
This data cannot answer that. It counts flats that become eligible for sale. It says nothing about how many owners will sell or what buyers will pay.
Sources
- data.gov.sg: HDB Property Information: block completion years and flats sold by type, the basis of every count in this guide (dataset copy as of 23 September 2026).
- HDB: fulfilling the MOP to acquire private residential property: when owners may buy private property.
- HDB: renting out a flat or bedrooms: who may rent out a whole flat after MOP.